Of course you can go straight to a bank, but you might be going to the best one. A Game Finance Partners mortgage broker will be able to look at your individual circumstances, including your current financial position as well as your short and long term goals, and recommend banks and products that are going to suit you best. This means offering you options that might be cheaper, better and more effective long-term. We’ll also take out all the legwork, saving you time and effort. If you’re looking for more reasons why choosing Game Finance Partners as your mortgage broker, click here.
Of course. We operate under an Australian Credit License, as required under the National Consumer Credit Protection Act. We are also a member of the Credit Ombudsman Service Limited and the Mortgage and Finance Association of Australia.
For most of our loans, we don’t charge fees. As long as you’re not applying for a short-term long (less than two years), have a particularly complex situation or want to borrow less than $200,000, chances are you won’t pay a cent to use our service.
Game Finance Partners mortgage brokers are paid by the banks when we introduce new clients. We’re paid a percentage upfront and then an ongoing percentage between of the loan balance each year. This won’t affect you or your rates in any way, shape or form. We get this money from the lender as we’re doing work which otherwise would have been done by a member of their staff. Prior to proceeding full transparency will be provided to you regarding any fees or commissions we will be paid by the particular bank.
The good news is a Game Finance Partners mortgage broker does all the hard work for you. All you’ll need to do is fill out an application form and provide us with all the relevant documentation. This will include things like your most recent payslips, group certificate, identification, etc. We’ll conduct a preliminary assessment and provide you with some options. Once we’ve worked out which lender is going to be best for you, and you’re happy, we’ll lodge the loan directly to the lender for approval.
No situation is too complex for us! We have a range of lenders to work from and know these lenders inside out. That means we have plenty of options and we’ll be able to help find a solution that’ll work for you. Working with us means you can avoid lowering your credit score by applying with lenders who won’t approve your loan.
If you have any other questions, we’d love to hear from you. Give us a call or click here to contact us today.
Contact us on +61 3 8672 2314 | Level 13, 30 Collins Street Melbourne 3000 Australia